Why Review?

Don’t be a blind follower of your fund despite signs of trouble.

Staying invested in mutual funds over the long term is not enough.

REVIEW your portfolio PERIODICALLY to ensure you are investing in the right instruments.

Kaustubh Deole

Herd Mentality Bias

An investor believes that his
acquaintances, relatives, friends, colleagues, neighbours etc may have better information than him, and that leads him to follow them.

Such choices may be justified by short-term performance, but often lead to bubbles and crashes in the long run.

Small investors keep watching other participants for confirmation, and then end up entering when the markets are over heated and poised for correction.

Kaustubh Deole

Loss Aversion Biases

I find that some people are married longer to their stocks than their spouses. 😂😅😛

This is nothing but loss aversion bias.

People generally are reluctant to book their losses and keep holding the stocks in the hope to recover their cost price. And worse, few even average out the falling knives.

For an Investor, it is very important to accept the mistakes, learn from them and to move on.

It is far better to pay premium for excellence than to enjoy discount for average.

Kaustubh Deole

Our Behaviour

Our Behaviour towards Life, makes a lot of difference while Investing.

Investing Today & Investing Later are different scenarios.

Time Value of Money never stops for any one.

Change your behaviour early.

Untill then, enjoy with today’s image.

Kaustubh Deole