Welcome to Artha
I am Kaustubh Deole, Financial Planner based in Dombivli, Thane District, Maharashtra, India well supported by a strong team of mentors.
I keep things simple, the same principles I follow in personal finance and guide my Clients through behavioral finance. I always insist my clients to focus on the right process rather than looking for a complicated product disguised as easy product to help them.
Managing Personal Finance is more about managing our self rather than managing our portfolio. Our attitude towards the money transactions will decide where we proceed & what action we implement to the various financial events in our life. It will decide our future with money we have.
We all have different personalities, different mindset and different habits, so managing our own money needs to be highly personalized, and no one else can personalize it better than self. Many people try for Do It Yourself (DIY) & burn their hands & the investments.
Efforts are needed to learn and understand Personal Finance, Behavioural Finance and related concepts such as
- Asset Classes
- Financial Products
- Liquidity Risk
- Systematic Risk
- Market Risk
- Concentration Risk
- Credit Risk
- Horizon Risk
- Goal Determination & Planning
- Interest Rates
- Taxation For anybody, if it is not feasible or confusing, nothing to worry I am there to help you.